You can pay in or withdraw foreign currency from your foreign currency account. For example, you can pay in U.S. Dollar from your PRESTIA MultiMoney Foreign Currency Savings Deposit Account in U.S. Dollar.

The major difference is the timing of debiting from account.
In case of credit cards, transaction amount by the closing date of each month is usually debited on the fixed payment date,
but with the GLOBAL PASS® debit function, the amount used is debited immediately from the account. There are 2 types of debit functions available at the GLOBAL PASS®: J-Debit and Visa debit.