"Monthly Smile" is Foreign Currency Time Deposit Monthly Interest Payment Type, which pays interest on the last business day of each month.
When you open a time deposit, you can choose to receive interest in Yen or in the currency of the deposit. Note that the interest payment account or currency cannot be changed once the time deposit is opened.

  • Applicable Currencies
    USD, AUD, NZD, GBP, CAD, CHF, EUR, SGD, CNY, ZAR, TRY, MXN, NOK, SEK DKK
  • Term
    1 year, 2 year, 3 year, 5 year (2 year, 3 year, and 5 year may not be available in some currencies)
    See Foreign Currency Time Deposit Interest Rates  for details.

Refer to Foreign Currency Time Deposit Information Memorandum and Pre-Contract Document  for details.

  • *For interest, see "Payment Method".