Total Average Monthly Wealth Management Balance* is the sum of the average monthly balances of each asset management product in your SMBC Trust Bank PRESTIA accounts.

• *Your Total Average Monthly Wealth Management Balance is not written in your bank statement.

Products Included

• Foreign Currency Deposit 
• 25% of loan balance
• Mutual Funds
• Securities Intermediary Products
• Insurance products (differences may arise for certain products or some may not be included in the calculation)
• Joint Management Designated Money Trust

• *Structured Deposit in Japanese yen is not included.