We offer multiple ways for you to make a domestic fund transfer. Please check below and find the best way for your needs. The amount of service charges will vary depending on your account status and/or chosen channel. If you use PRESTIA Online or PRESTIA Mobile, you can save the commission.

At Branch

What to bring :

  • Registered Seal (if applicable)
  • Identification Verification Documents(IDs)
  • Beneficiary information
    • Bank Name
    • Branch Name
    • Account Type (Futsu/as savings or Toza/as Checking )
    • Account Number
    • Beneficiary Name (in Katakana)

Transfer request submitted after 2:00 p.m. will be processed on the following business day.

Mini-Branches cannot accept the domestic fund transfer. Please use Branch ATMs or visit other Branches.

SMBC Trust Bank Branch

By ATMs

ATMs in SMBC Trust Bank Branches and SMBC ATMs are available for making a domestic fund transfer.
Transfer using a Cash Card can be used within ATM operating hours.
Domestic fund transfer by ATM is only available in Japanese.

  • Transfer via Cash card
    • You can transfer funds up to the daily transfer limit on your cash card. (The daily limit is varies by customers)
      Transaction Limit (Limit Control)
    • ATM transfer service is not available for Non-resident account holders.
    • Transfer to SMBC Trust bank after 3:00 p.m. on business days, weekends, and holidays will be processed on the following business day.
    • Transfer to other bank will deposit immediately. * There are exceptions in some cases and will be processed on the following business day.
  • Cash Transfer
    • Cash Transfer is only available by SMBC Trust Bank branches installed ATMs and Sumitomo Mitsui Banking Corporation branch ATMs during 8:45 a.m. to 6:00 p.m. on business days.
    • Maximum of 100,000 yen per time is available
    • Transfer to SMBC Trust bank after 3:00 p.m. on business days, weekends, and holidays will be processed on the following business day.
    • Transfer to other bank will deposit immediately. * There are exceptions in some cases and will be processed on the following business day.

SMBC Trust Bank Branch

Sumitomo Mitsui Banking Corporation ATMs (Japanese Only) 

Via PRESTIA Online or PRESTIA Mobile

You can make a domestic fund transfer to an unregistered payee and / or a registered payee.

  • Domestic fund transfer service is available 24 hours a day.
  • Daily limit for domestic fund transfer is 10 million yen per day (from 0:00 to 23:59 JST) both PRESTIA Online and PRESTIA Mobile combined.
    Included on this amount, daily transfer limit to unregistered payees is 4 million yen per day.
  • Daily limit for domestic fund transfers is up to 15 transactions per day (from 0:00 to 23:59 JST) combined both registered and unregistered payees, and both PRESTIA Online and PRESTIA Mobile combined.
  • Transfer to SMBC Trust bank after 5:30 p.m. on business days, weekends, and holidays will be processed on the following business day.
  • Transfer to other bank after 3:00 p.m. on business days, weekends, and holidays will be processed on the following business day.
  • Unregistered Payee
    • *This service is not available for Non-resident status account holders. Domestic fund transfer service is available to the registered payee only.
    This is a domestic fund transfer service to an unregistered payee using One Time Password (OTP) service.
    You need to obtain a device called "token" first for the OTP service. (* token is available only within Japan.)
    How to apply for a token 
    If you have a token, you can make an "Unregistered Payee" transfer, and register the payee on the completion of transaction.
  • Registered Payee
    This is a domestic fund transfer service for the customer who already registered payee information.

<How to Register a Payee>

Please print Local Remittance Registration / Deletion Application, fill out the form and send it to us. It takes approximately 1 week to complete registration after the application is received. We will return the form if it is incomplete, and / or correction(s) needs to be made. If you have a token, you can make an "Unregistered Payee" transfer, and register the payee on the completion of transaction

By PRESTIA Phone Banking

If you wish to make a domestic fund transfer to a registered payee, you can request the transfer to our representative over the phone. PRESTIA Phone Banking is available 24 hours a day.

Note:

  • Unregistered Payee transfer is not available by PRESTIA Phone Banking
  • Transfer request after 3:00 p.m. will be processed on the following business day.

<How to Register a Payee>

Please print Local Remittance Registration / Deletion Application, fill out the form and send it to us. It takes approximately 1 week to complete registration after the application is received. We will return the form if it is incomplete, and / or correction(s) needs to be made. If you have a token, you can make an "Unregistered Payee" transfer, and register the payee on the completion of transaction

By Mail

Please print Domestic Transfer Application (Withdrawal), fill out the form and send it to us.
It takes several business days to proceed transaction after we received the form.
We will return the form if it is incomplete, and / or correction(s) needs to be made.

Service Charges

Please see here for service charges.