PRESTIA DIGITAL GOLD status will be applied automatically by the 20th of each month when your Total Average Monthly Wealth Management Balance for the previous month is equivalent to 3 million yen or more.
Total Average Monthly Wealth Management Balance
The sum of the average monthly balances of each asset management product in a customer's SMBC Trust Bank PRESTIA accounts.
Eligible Asset Management Products
- Foreign Currency Deposit
- 25% of loan balance
- Mutual Funds
- Securities
- Intermediary Products
- Insurance products (differences may arise for certain products or some may not be included in the calculation)
- Joint Management Designated Money Trust
Structured Deposit in Japanese yen and PRESTIA MultiMoney Yen Deposit (both Savings Deposit and Time Deposit) are not included.