For the fund arrival dates when you make a domestic transfer to another bank, refer to the table below.

  Transaction time Expected deposit
timing
Business days 0:00-14:59 Same day
15:00-23:59 After 8:30 of the next business day *1
Weekends and holidays 0:00-23:59 After 8:30 of the next business day *1
  • *1After 7:30 on the last day of a month
  • *Depending on the receiving bank's process or recipient's account status, it may take additional time.

For a transfer to a SMBC Trust Bank account, see here  for the deposit time.