The biggest difference is when your payment amount is debited from your account.

• GLOBAL PASS
  The amount used is debited immediately from the account.
  In addition, GLOBAL PASS can be used to make payments in foreign currencies by directly using 17 applicable foreign currencies from your PRESTIA MultiMoney Foreign Currency Savings Deposit Account.
  
  Ex. Whe you have a U.S. dollar deposit and use it in the U.S. (or use it in a U.S. store via the Internet):
  The amount spent will be debited from your PRESTIA MultiMoney Foreign Currency Savings Deposit Account in U.S. Dollar immediately.
   
• Credit cards in Japan
  Usually, the total amount used up to the monthly closing date will be debited in a lump sum on the designated payment date.